Services
Financial products
- Individual loans
- Solidarity group loans(5-7 people)
- Capital asset loans, particularly for acquisition of capital assets for Women‘s income generation
- Agricultural loans specifically addressed to build market oriented enterprises
- Village Bank building clustering from 5-to-50 individuals pre-selected and trained
- Village banking loans, such as community managed savings and credit associations (15-50 people)
- Loans for climate change adaptation and mitigation
- Cottage industries- Metal fabrication, soap manufacturing, bakery, winery, bookbinding, etc.
- Commercial Credits for small business holders and service providers.
- Marketing Credits for loans production an inputs, warehouse receipt financing system
- Green Loans / Green Credits
- Home improvement – low cost environmental housing using soil stabilized bricks.
Climate Change adaptation and Mitigation
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- Water Harvesting
- Renewable energy loans (solar energy saving stores, bio gas, briquettes)
- Tree Planting – Agro forestry and woodlots; fruit trees, coffee…
- Waste management – Bio digester, incinerator, recycling and garbage management
- Loans for smart agricultural practices – organic fertilizers, improved breeds & varieties, seed banks, soil management, pasture management.
Business consulting
- Business counselling
- Business plan development
- Entrepreneurship training
Capacity Building
- Self budgeting and saving culture training
- Credit and financial basics
- Leadership
- Group dynamics
- Basics of business appraising
Market development
- Facilitating small holder household producers (Rural and Urban) to transit from subsistence production to commercial agriculture / money economy – warehouse storage facilities/food banks
- Competitiveness and market assessment
- Marketing associations building for specialized products or sectors
- Product and business promotion
- Networking and added value initiatives
- Market information and research
- Value addition and bulking farmer’s produce – coffee, maize, beans, groundnuts, soy beans, piggery, eggs, rice, bananas, horticulture, eggplants, mushrooms, ginger, passion fruits, dairy, crafts
- Capacity building for quality and standardization of agricultural produce for small holder households
- Formation of specialized production groups / marketing associations with specialized trainings for the specialized associations:-
- Piggery association
- Poultry association
- Crafts association
- Mushroom association
- Bakery & cottage industry association
- Grain association
- Dairy association
- Home improvement
Methodology
- Integrated participatory community development approaches with emphasis on gendered aspects and mainstreaming of climate change adaptation and mitigation in all our activities.
- Adoption of village development modal, NGO ideas approach and village banking model tailored to a particular community situation with special emphasis on gendered aspects.
- Formation of community based associations legally registered with the local district authorities with monthly visits by staff.
- Capacity building / mentorship – Evangelization without any form of discrimination against race , religion…
